Decatur Homes under $250,000

Welcome to Decatur, Illinois, a charming city nestled in the heart of Macon County. Known for its rich history and vibrant community, Decatur offers a unique blend of small-town charm and urban amenities. With its picturesque parks, friendly neighborhoods, and a diverse array of local businesses, Decatur is an ideal place for families, young professionals, and retirees alike.

For those seeking affordable housing options, Decatur is a hidden gem with a variety of homes available for under $250,000. Whether you're a first-time homebuyer or looking to downsize, you’ll find an impressive selection of properties that cater to every lifestyle. From cozy bungalows to spacious family homes, the real estate market here is both diverse and inviting.

Decatur boasts a strong sense of community, with numerous events and activities throughout the year that bring residents together. The city's parks and recreational facilities offer ample opportunities for outdoor enthusiasts, while the local arts scene adds a vibrant touch to everyday life. With excellent schools and a low cost of living, families will appreciate the quality of life that Decatur provides.

Moreover, the city is conveniently located, providing easy access to major highways and nearby cities, making commuting a breeze. Explore the charm of Decatur, where affordable homes meet a welcoming community. Discover your perfect home today and experience the warmth and hospitality that this lovely city has to offer!

Newest Decatur Homes under $250,000

$224,900

4 Beds ⋅ 3 Baths ⋅ CA1046915 MLS

Spacious, versatile, and thoughtfully designed, this two-story Decatur home offers plenty of possibilities on a quarter-acre fenced lot! Currently equipped with accessibility features, including an elevator from the garage into the home and stair lifts to both the second floor and basement, this property offers mobility solutions for those who need them. Don't need these features? The seller is willing to remove the elevator and stair lifts prior to closing, allowing the next owner to tailor the home to their needs! The primary bathroom also features a spacious zero-entry shower. Attractive wood and vinyl flooring extends throughout, while a gorgeous brick gas fireplace adds warmth and character to the main living area. Convenient main-floor laundry is complemented by an additional laundry hookup in the unfinished basement, offering the flexibility to convert the current laundry room into a home office, oversized walk-in pantry, or other useful space. The basement provides abundant storage and future possibilities. Additional features include a security system ready for monitoring service and a water guard sump backup system. A unique opportunity to enjoy a spacious home with flexible features that can accommodate a variety of lifestyles!

4668 Mission Drive, Decatur

$145,000

3 Beds ⋅ 1 Baths ⋅ CA1046457 MLS

Parkside setting with a peaceful, private feel! This 3-bedroom, 1-bath ranch is ideally situated across from a park on a quiet dead-end street, with wooded surroundings behind the property. Inside, you’ll find an updated kitchen featuring solid surface countertops, offering both style and functionality. The sunroom provides a wonderful spot to relax and enjoy the views, while the attached 1-car garage adds everyday convenience. With a desirable location, comfortable ranch layout, and a tranquil setting, this home is ready for its next chapter! Home has been pre-inspected and selling as reported. New roof in 2026

2085 W Eldorado Street, Decatur

$68,000

4 Beds ⋅ 3 Baths ⋅ CA1046375 MLS

Located in the heart of the Decatur Historic District, just steps from Downtown Decatur, this remarkable 139-year-old turn-of-the-century home is rich in character and timeless architectural charm. Featuring oversized interior doors and pocket doors, some exceeding eight feet in height, the home showcases craftsmanship rarely found today. The main level offers an expansive layout that includes a front foyer entry, a front room, living room, great room, formal dining room, kitchen, pantry, office, and one and a half bathrooms. Upstairs, you'll find four spacious bedrooms and a full bathroom. With approximately 3,500 square feet of living space, the home also features a finished attic that offers excellent potential for additional living area with the addition of a heat source. Additional highlights include a front porch, seven fireplaces, and a detached storage building. This is a Fannie Mae HomePath Property

300 W Prairie Avenue, Decatur

$49,900

3 Beds ⋅ 2 Baths ⋅ CA1046241 MLS

3 bedroom, 2 bath ranch offering a functional layout, attached 2-car garage and plenty of potential. The full basement provides excellent additional space and is ready to be finished to fit your needs—family room, recreation area, home office, workout space or additional storage. The home is ready for your personal finishing touches and offers a great opportunity to update and make it your own.

612 Snead Road, Niantic

$219,900

3 Beds ⋅ 2 Baths ⋅ CA1045624 MLS

Step into timeless design and elevated comfort with this gorgeously remodeled mid-century modern home! Defined by authentic natural stone accents and expansive windows that flood every space with rich natural light, this home seamlessly blends classic character with sleek, contemporary updates. The welcoming entry foyer leads directly into a sprawling living room centered around a stunning stone fireplace, alongside an elegant formal dining area—ideal for seamless entertaining. Straight ahead, find main-level full bathrooms and serene bedrooms, all updated with plush, brand-new carpet (2026). The spacious primary suite features two separate closets and its own private full bath. At the heart of the home, the stunning kitchen shines with crisp white cabinetry, stylish new countertops (2026), and a fresh custom backsplash. All kitchen appliances stay with the sale! The entire home has been professionally painted and equipped with stylish new light fixtures, paired with durable, brand-new luxury vinyl plank flooring running throughout the main living areas and down into the finished lower-level family room. Set in a private, peaceful setting where local wildlife frequents your backyard, this turnkey mid-century stunner offers low-maintenance luxury and unmatched style. Call an agent for a showing today!

2625 E Lost Bridge Road, Decatur

$39,900

3 Beds ⋅ 1 Baths ⋅ CA1045298 MLS

Huge potential in this 3 bedroom home with a full unfinished basement. Make this property the perfect investment with some sweat equity.

2104 W Packard Street, Decatur

$81,300

2 Beds ⋅ 1 Baths ⋅ CA1045058 MLS

Fully updated home that is perfect for someone looking for a turn-key rental or move-in ready for yourself. Take a look at the nice space and with plenty of space on the deep lot. With potential of adding more out buildings or making the garage your own space. This home has been updated throughout with new flooring, newer appliances, and fixtures. This home has passed VA standards in the past and is currently rented for those wanting an easy turn-key property for your portfolio.

3534 N Charles Street, Decatur

$80,000

3 Beds ⋅ 1 Baths ⋅ CA1044316 MLS

This is a great opportunity for investors and homeowners! Recently remodeled home with a lot of new additions. Freshly painted, new furnace, new flooring, etc. Currently renting for $1150

1524 E Prairie Street, Decatur

$60,000

3 Beds ⋅ 2 Baths ⋅ CA1044299 MLS

Investor Alert!! This 3-bed, 2-bath bungalow boasts great potential with its solid structure and prime location. While it needs major TLC, it also has numerous updates including flooring, new roof, etc. This property is perfect for those looking to invest and revitalize

1316 N Huron Street, Decatur

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Listings courtesy of Mid America Regional Information Systems Internet Data Exchange as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.