Quincy Homes under $400,000

Quincy Homes under $400,000

Welcome to Quincy, Illinois – a hidden gem nestled in Adams County, where charming small-town vibes meet a rich tapestry of history and community spirit. Known as the “Gem City,” Quincy boasts beautiful tree-lined streets, historic architecture, and a vibrant downtown that invites you to explore its unique shops, delightful eateries, and cultural attractions.

Quincy is not only a picturesque place to live but also offers a diverse range of homes that cater to various lifestyles and budgets. If you're searching for affordable options, you’ll be pleased to know that there are numerous charming homes available for under $400,000. From cozy bungalows to spacious family homes, Quincy provides an array of choices that combine comfort and affordability. Many of these properties feature delightful yards, modern amenities, and are located within close proximity to schools, parks, and community services.

In addition to its attractive housing market, Quincy is known for its friendly community atmosphere. Residents enjoy a variety of recreational activities, including outdoor parks, hiking trails, and local events that bring neighbors together. The local schools are well-regarded, making Quincy an ideal place for families looking to settle down.

Whether you’re a first-time homebuyer or seeking a peaceful retreat, Quincy offers the perfect blend of affordability, charm, and community. Come discover the beauty of Quincy, where your dream home awaits!

Newest Quincy Homes under $400,000

623 S 7th Street, Quincy
$69,900
CA1046928 MLS
Great Investment Opportunity in Quincy, IL This charming two-story duplex offers 1,818 SqFt of total living space with 1 bedroom, 1 bathroom unit upstairs and 1 bathroom, 1 bathroom unit downstairs. The property features classic brick construction with beautiful historic character, including decorative brickwork, tall windows and a distinctive architectural exterior. Each unit offers a comfortable and functional layout, making this property a great option for an investor looking to add a solid rental to their portfolio or an owner-occupant looking to live in one unit while renting the other. Great Investment Opportunity! 2 units.

623 S 7th Street, Quincy
202 S Warsaw Street, Ursa
$215,000
3 Beds ⋅ 2 Baths ⋅ CA1046917 MLS
Within minutes of Quincy, you’ll find this beautifully updated 3-bedroom, 2-full-bath home offering plenty of space to enjoy and entertain. The extended fenced-in lot provides room for gatherings, outdoor activities, and more. Recent updates include a privacy fence in the backyard, new roof in 2024, addition completed in 2025, brick patio added in 2026, new appliances and kitchen remodel in 2024, washer and dryer new in 2023. Don’t miss the opportunity to make this nicely updated home your own! Gazebo to convey.

202 S Warsaw Street, Ursa
1224 Broadway Street, Quincy
$355,000
CA1046914 MLS
This mixed-use brick building sits on two parcels along one of Quincy's busiest corridors, with traffic counts above 20,000 vehicles a day and direct proximity to both the Blessing and QMG medical complexes. The ground floor is setup as a commercial space with a reception area, bathroom, and seven private rooms for spa/tanning services. With two separate entrances and partition walls, the ground floor can easily be converted to office suites, salon stations, or other uses. Two fully renovated one-bedroom, one-bath apartments occupy the second floor, remodeled in 2024 with new appliances, plumbing, electrical, and new finishes throughout. The apartments share a laundry space as well as a new deck and staircase. With the second parcel, tenants and customers have ample off-street parking. Mechanical updates are extensive with three newer gas furnaces, three newer water heaters, one newer central AC unit for the ground floor and two new central AC units for the apartments. A new asphalt shingle roof was installed in 2025 as well as gutters and soffits. Total square footage of 2400, 1200 for each floor. Long term tenants in place in the apartments.

1224 Broadway Street, Quincy
3312 Lawrence Road, Quincy
$175,000
2 Beds ⋅ 2 Baths ⋅ CA1046907 MLS
Great 2–3 bedroom ranch in a fantastic, convenient location. This home offers hardwood floors throughout, a bright main-level layout, and flexible living space. The original 3rd main-floor bedroom is currently used as a formal dining room but could easily convert back if desired. The basement includes an additional bedroom (no egress) for extra space or guests. Enjoy the perks of a reverse osmosis system, an on-demand water heater, and a well-maintained interior. A wonderful opportunity for comfortable living in a sought-after area.

3312 Lawrence Road, Quincy
1422 N 17th Street, Quincy
$245,900
3 Beds ⋅ 3 Baths ⋅ CA1046845 MLS
Stunningly Rebuilt & Modernized 1.5 Story Home with Massive Workshop/Garage. Experience the perfect blend of timeless charm and modern peace of mind with this thoughtfully rebuilt and updated home. Renovated in 2017 boasts modern upgrades including a metal roof, vinyl siding, replacement windows, updated electrical, plumbing, HVAC, and water heater. Inside you will find beautifully refinished hardwood floors that stand out and preserve the homes original character. The standout feature is the spacious second floor primary suite addition, which includes a private door leading to an upper porch suited to support a future outdoor patio area. The massive 28x40 open outbuilding equipped with water hookups and natural gas creates a perfect opportunity for storage, business, or hobbyists to have room to work and play. The property also has a detached 2 car garage with workshop area for additional parking. Don't miss out on your chance to view this wonderful 3-bedroom 3- bath home. Give us a call today .

1422 N 17th Street, Quincy
728 Ridgewood Drive, Quincy
$236,500
3 Beds ⋅ 2 Baths ⋅ CA1046825 MLS
Fall in love with this Mid-Century masterpiece in a great south side subdivision! 728 Ridgewood Dr is a stunning 3 bedroom, 2 bath meticulously maintained ranch home that offers a modern open floor plan with the charm you'd expect from that era including vaulted wood ceilings and loads of windows and skylights for bright sun drenched rooms. The inviting kitchen with its generous white cabinetry and large island open seemlessly to the warm and inviting living space grounded by the gas fireplace and make the perfect place to gather. The spacious bedrooms all have generous closets and the primary suite is a sanctuary with its full bath complete with double vanity. No need to worry about storage in this single level home; between the convenient main floor laundry with functional peg boards and massive storage closets along with the storage room attached to the west side of the house and an additional 12x16 shed this one has plenty! And you'll love relaxing on your deck in your stunningly landscaped yard bordered by a no maintenance white vinyl fence. There is nothing left to want with this classic MCM home, so schedule your showing today!

728 Ridgewood Drive, Quincy
1300 S 22nd Street, Quincy
$229,900
3 Beds ⋅ 2 Baths ⋅ CA1046822 MLS
Welcome home! This inviting 3-bedroom, 2-bathroom property features a classic brick and stone exterior that offers timeless curb appeal. Inside, you'll find a comfortable layout with plenty of space for everyday living. A 2-car attached garage provides convenient parking and storage, while the welcoming front porch offers a great spot to enjoy your morning coffee. Out back, the patio creates an inviting space for relaxing or entertaining. With a practical floor plan, attractive exterior, and desirable outdoor spaces, this home is ready for its next chapter! Home is being sold as-is but inspections are welcome.

1300 S 22nd Street, Quincy
2535 Vermont Street, Quincy
$245,000
3 Beds ⋅ 2 Baths ⋅ CA1046805 MLS
Completely Renovated Bungalow with Exceptional Updates Throughout! Welcome home to this charming renovated 3-bedroom, 2 full bath bungalow that perfectly blends modern updates with timeless charm. The inviting living room features a brand-new cozy fireplace accented by stunning stacked stone, creating the perfect focal point for relaxing. The spacious primary suite offers a true retreat, complete with a large bedroom, adjoining sitting room, and a beautifully remodeled private bath. Two additional bedrooms and a second fully updated bathroom provide plenty of space for family and guests. The updated kitchen showcases brand-new cabinetry, stainless steel appliances, and modern finishes, while new flooring, fresh paint, updated lighting, and plumbing fixtures create a move-in ready home from top to bottom. Outside, you'll appreciate the large 2-car garage, new deck, and charming front porch enhanced with maintenance-free vinyl railings. Major improvements completed in 2026 include a new roof, siding, windows, interior & exterior doors, HVAC system, water heater, PEX plumbing, kitchen cabinets, stainless steel appliances, flooring throughout, 2 fully remodeled bathrooms, all light and plumbing fixtures, fresh paint, new deck, and updated front porch railings. This home offers the peace of mind that comes with extensive updates and renovations, making it the perfect opportunity for buyers seeking a truly turnkey property. Don't miss your chance to own this transformed home.

2535 Vermont Street, Quincy
2107 N Arrowood Court, Quincy
$264,900
4 Beds ⋅ 3 Baths ⋅ CA1046801 MLS
Sought-after solid brick three-bedroom, 2.5-bath brick home sits in a highly desirable neighborhood and combines fantastic updates with an incredible large kitchen to gather in, a walkout basement, extra-large (29x23) 2 car garage plus a fenced yard. So many updates, including both bathrooms updated with primary bathroom with onyx shower, new kitchen appliances 26, replacement windows, water heater & softener in 2025, HVAC with high-end air purifier, Roof 2024, custom cabinets with dovetail drawers, newer luxury vinyl plank flooring thru out living area on main level & an outbuilding with power. Offering the complete package of modern updates, solid brick construction, radon mitigated and premium garage space, this home truly has everything under one roof.

2107 N Arrowood Court, Quincy
1312 S 29th Street, Quincy
$310,000
3 Beds ⋅ 3 Baths ⋅ CA1046800 MLS
Spacious 3-bedroom (used as 5-bedroom) 3-bath brick ranch offering an abundance of finished living space in a desirable Quincy neighborhood! Beautiful hardwood floors, a sunroom and a gas fireplace add warmth and character to the main level. The full finished basement provides even more room to enjoy with a large living area, wet bar and second gas fireplace. Outside, enjoy a vinyl privacy-fenced backyard and attached garage. Many updates have been completed over time inside and out. With flexible living spaces on both levels and numerous desirable features, 1312 S 29th Street has plenty to offer!

1312 S 29th Street, Quincy
1601 S 28th Street, Quincy
$216,000
2 Beds ⋅ 3 Baths ⋅ CA1046790 MLS
2 Bedroom 2.5 Bath Ranch Located in Quincy's South Side. Master suite on the main level. The fully finished basement includes 2 bonus rooms that have previously been used as bedrooms. Half bath in the basement. Stove Refrigerator Microwave Dishwasher Washer Dryer to pool table convey.

1601 S 28th Street, Quincy
4221 Country Meadows Lane, Quincy
$369,000
4 Beds ⋅ 3 Baths ⋅ CA1046727 MLS
Space, updates and a setting you'll love close to Quincy. This 4 bedroom, 2 1/2 bath home sits on a generous 1.44 m/l acre lot on a country cul-de-sac offering plenty of room to enjoy both indoors and out. The inviting front porch welcomes you home, while the back porch/mudroom and deck provide great spots for relaxing, entertaining, or simply enjoying the peaceful surroundings. Inside, you'll find plenty of room to spread out with a living room, family room, spacious kitchen, and formal dining room, giving everyone a space to gather, relax or unwind. The partially finished walk-out basement adds even more flexibility and potential for additional living and recreational space. 2 gas fireplaces in the family room and rec room are perfect for those cool nights. The home has been updated and offers some major recent improvements, including a new roof and furnace in 2026. Newer flooring and most windows replaced with vinyl replacements are a couple more key features. With 4 bedrooms, multiple living spaces, acreage, and a cul-de-sac location, this home offers the combination of comfort, space, and convenience to Quincy.

4221 Country Meadows Lane, Quincy
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